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Our Blog

Welcome to the InStyle Homes blog — your trusted space for honest insights, practical tips, and real stories from Singapore’s property market. We’re here to guide you at every step of your property journey.
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Understanding “Show Funds” and “Pledging” for Home Loans in Singapore
Understanding “Show Funds” and “Pledging” for Home Loans in Singapore

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MSR vs TDSR in Singapore: What Home Buyers Must Understand Before Applying for a Loan
MSR vs TDSR in Singapore: What Home Buyers Must Understand Before Applying for a Loan

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Credit Card vs No Credit Card: Which Do Banks Prefer for Home Loan Approval in Singapore?
Credit Card vs No Credit Card: Which Do Banks Prefer for Home Loan Approval in Singapore?

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How Car Loans Impact Your Home Loan Eligibility in Singapore
How Car Loans Impact Your Home Loan Eligibility in Singapore

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How to “Have the cake, and eat it too” – Case Study for an EC owner who just reached their 5 years MOP.
How to “Have the cake, and eat it too” – Case Study for an EC owner who just reached their 5 years MOP.

Understand how refinancing and valuation-based loans can unlock capital for your next move.

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What Is the SORA Interest Rate in Singapore? A Simple Guide for Home Buyers
What Is the SORA Interest Rate in Singapore? A Simple Guide for Home Buyers

Avoid the traps we see most often when people wait too long or act without a plan.

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How Banks Assess Employed vs Self-Employed Borrowers for Home Loans in Singapore
How Banks Assess Employed vs Self-Employed Borrowers for Home Loans in Singapore

In this guide, we break down how both groups are evaluated, why banks prefer certain income types, and what you can do to improve your loan eligibility.

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Why Banks Request 3 Months of Salary Crediting Statements for Home Loan Applications in Singapore
Why Banks Request 3 Months of Salary Crediting Statements for Home Loan Applications in Singapore

In this guide, we explain why banks insist on reviewing your bank salary crediting history and how it affects your home loan approval.

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