FAQ

There is no best time. Sometimes it depends on your current stage in life. Or your income goals. Are you planning to retire soon, or growing your family? Is your current unit experiencing lease decay? Or are you working on legacy planning? We’ll advise based on your specific goals, and a one-on-one consult is necessary to map out the steps ahead.

Yes, you can, and we will need to review your current home loan package. If you are still under lock in period, there will be some penalties imposed by the banks. However, if there are significant savings due to the changes in interest rates from 1-2 years ago, it may make sense to review and structure, instead of waiting for the lock in period to end. We’ll advise based on your specific situation, as this is different for everyone.

Everyone has different risk appetite. Some people are happy to go into debt, so leverage on "Other People's Money". So people strictly do not want to dip into their savings for their property upgrades. Some people choose to invest in paper assets, or cryptocurrency, which can fluctuate wildly. Some believe that Property is solely for self-stay, and not more speculation. We can tailor make your very own Property Wealth Planning Roadmap that suits you and your family specifically, after a meet up.

It is exactly because of inflation, and resources are limited, that we have to step out of our comfort zone and think out of the box. Property Upgrade and investments are not only for the rich or high income earners. There are cases where high income earners blow through the salary on expensive trips or buying flashy items when delay their retirement plans. There are other important factors to look at too, and we can discuss these in depth when we meet. Do schedule an appointment and we can explore your options as a team.