From Doubt to Decision

How a young couple managed to upgrade from a BTO to a Huge, High Floor Condo

Upgrading from an HDB to a private condo is a big decision for any homeowner, but for a young couple who had lived in HDBs their whole lives, the idea felt especially daunting.

With the right planning, clarity, and patient guidance, Kent and Cui Xia successfully moved from their 4-room BTO into a spacious, high-floor condominium of more than 1,500 sqft. The one that aligned with both their lifestyle needs and long-term financial plans.

How We First Connected

Cui Xia first knew of Libin through a mutual friend, long before any property plans were made. She remembered how Libin used to empower women through financial literacy workshops, and she saw her sincerity and heart for helping others make good decisions.

So, when it came time to upgrade, she knew exactly who to call.

“She has the heart and passion to help people make good decisions — she was the first person who came to mind.”

For Kent, trust was the key factor. He wanted someone reliable, open, and sincere to walk them through what they already knew would be a complicated journey.

Preparing for the Upgrade — Addressing Their Fears and Questions

Before any numbers were discussed, both of them had many uncertainties:

  • Are we being too ambitious?

  • Is upgrading financially realistic for us?

  • Will the transition from BTO to condo be seamless?

  • What if we need to rent while waiting?

  • What will our lifestyle look like after upgrading?

Together, we walked through:

  • Their lifestyle preferences

  • Their long-term goals

  • Affordability and income considerations

  • A clear step-by-step breakdown on how to sell, buy, and transition smoothly

  • A practical timeline to avoid temporary renting or rushed moves

The goal was not just to crunch numbers — but to help them understand whether this upgrade truly fit their lives.

“It wasn’t just about the numbers. It was about whether we were ready and comfortable with the lifestyle.”

Viewing Units, Exploring Options & Finding the Right Home

Because upgrading felt intimidating, we made the process real and familiar by bringing them to tour many different condos.

This helped them:

  • Visualize themselves living in a condo

  • Understand the facilities, layout, and lifestyle

  • Compare different locations and projects

  • Rank each option systematically

  • Evaluate pros and cons in a practical, grounded way

It was a long journey, sometimes tiring but meaningful, enjoyable, and filled with laughter, waffles, desserts, and orange juice along the way.

What started as a property search slowly became a friendship journey.

“It didn’t feel transactional. It felt like a cozy, friendly journey together.”

Making the Final Decision — A Home That Gave Them Space & Confidence

When the right condo finally appeared, everything clicked:

  • Over 1,500 sqft — exactly the spaciousness they dreamed of

  • High floor with great views

  • A convenient location beside an MRT

  • Strong potential for capital appreciation due to its size and location

  • A big enough home to grow into

With each question answered promptly and with clear reasoning, they felt assured, prepared, and confident.

“It became a very systematic way of making a decision — practical and confident.”

They knew this was the home for their next chapter.

An Upgrade Journey that Felt Warm, Patient & Enjoyable

From start to finish, Kent and Cui Xia felt no pressure or rush. They were guided, not pushed.

Only when it came time to place an offer did things naturally move with urgency, the kind that comes from informed confidence, not stress.

“It was a very patient and cozy journey. We never felt rushed into such an important decision.”

Today, they are excited about their new home — a place that offers both comfort and long-term financial growth.

Client Name
Kent & Cui Xia
Profile
Young married couple upgrading from their first BTO home
Property Type
Large, high-floor condominium (1,500+ sqft)
Location
Singapore (convenient location beside MRT)
Challenge
Unsure if upgrading was financially realistic; feared the unknown of condo living; needed a seamless transition without renting or rushing
Result
Successfully sold their BTO, upgraded into a spacious high-floor condo, and felt supported through a patient, structured, and enjoyable journey
Watch The Video
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Libin was sincere, open, and patient. She broke everything down step-by-step and made the whole upgrade journey feel manageable.
Cui Xia
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Thinking About Your First Home?

Here’s What Their Story Shows Us

Clarity turns fear into confidence

Upgrading feels overwhelming when the journey is unclear. With guidance, young couples can see each step clearly — and move with certainty.

Lifestyle matters as much as numbers

It’s not just about what you can afford. It’s about how you want to live, what you’re comfortable with, and what aligns with your long-term goals.

A good upgrade plan is patient and practical

Breaking everything down — finances, timelines, transitions — allows homeowners to make big decisions without stress or rush.

Experiencing different units makes the unknown feel familiar

Touring many condos helped them visualise their future home, easing their fear of moving from HDB to private property.

The journey should feel supported, not transactional

Real estate is a life journey, not a one-time deal. When trust and sincerity lead the way, clients feel safe, informed, and empowered.